Getting scammed on counterfeit AirPods revealed a powerful psychological bias called loss aversion—the tendency for losses to hurt far more than equivalent gains feel good, which drives us to make poor decisions with our money, investments, and even our faith.

Modern passive investing has disconnected us from understanding what companies we actually own, creating a moral blind spot where we may unknowingly profit from businesses that contradict our values.

I spend a lot of time talking with fellow Christians—especially business owners—about money, stewardship, and how we use the resources God has entrusted to us. And one topic that often stirs deeper conversation is saving for retirement.