Yes, always. Openhanded Wealth is an SEC-registered investment adviser, which means I'm held to a fiduciary standard on every recommendation I make, not only when it's convenient. I'm legally required to put your interests ahead of my own. You don't have to take my word for it. You can look up the firm (CRD #330399) at adviserinfo.sec.gov and see my registration, background, and disclosures for yourself. I'd rather you verify it than trust a claim on a website.

I'm paid directly by you, and only by you. Fee-only means I don't earn commissions, I don't sell insurance or investment products for a cut, and I don't accept referral payments from anyone. There's no hidden compensation and no incentive to steer you toward the option that pays me more. When the only person paying me is the client, the advice stays about the client. I'm glad to walk through exactly what my fees are and how they're structured before you commit to anything.

This is the question I get most, and it's a fair one. Investing in line with your faith doesn't require giving up a sound, diversified portfolio. Values-based screening removes some companies from the mix, but the investable universe is still broad enough to build a well-diversified strategy around your goals. I can't promise any approach will outperform another, but what I can tell you is that you can pursue your long-term goals with a diversified portfolio and keep it aligned with your convictions at the same time. This also frees you up to steward faithfully what God's entrusted to you, and leave the results to Him.

Biblically responsible investing measures companies against biblical values, so portfolios typically avoid businesses whose core revenue comes from things like abortion, pornography, and other activities that conflict with a Christian worldview. The specific screens can be tailored to what matters most to you, since convictions aren't identical for every family.

As for what you already own, I'll be straight with you: moving to a biblically responsible portfolio usually means repositioning most of your current holdings. In practice that's a smaller change than it sounds. A good deal of your existing market exposure carries over, because faith-screened funds still invest broadly across the economy. What changes is the screening. The funds are built to filter out companies whose business conflicts with a biblical worldview, so a conventional index fund gets replaced by one designed around those values. A company you hold today may still be in your portfolio afterward, held through a screened fund instead, while the businesses that don't pass the screens are left out.

Where your accounts are taxable, we weigh the tax impact and decide how and when to make those changes rather than doing it all at once.

Both. Openhanded Wealth is based in Holly Springs, Georgia, and I meet with families and business owners in person across Canton, Holly Springs, Woodstock, and the rest of Cherokee County. I also work with clients virtually throughout Georgia and beyond, so distance isn't a barrier if we're a good fit. Whether you'd rather sit down locally or meet over video, we can make it work.