What does it look like to be Openhanded?
Christ calls us to honor Him with every part of our lives — including our finances. Decisions about spending, giving, work, investing, and legacy formation are all spiritual decisions. Our mission is to help Christians use their resources wisely, avoid the traps of fear and materialism, and align their wealth with what lasts forever.
Meet Nick Garofolo
"I’m Nick — a Christian, husband, father, and financial planner who believes that money not only reflects our hearts, it directs our hearts.
I’ve been in financial planning and small-business finance for over a decade, but what drives me isn’t spreadsheets or markets — it’s the desire to do well and be found faithful by the One who owns it all. I’ve seen how confusing the modern financial world can be, and I believe Christians shouldn’t have to navigate it alone.
As a CERTIFIED FINANCIAL PLANNER™, my goal is simple: help you understand what God has entrusted to you, make wise decisions with it, and build a life marked by peace, generosity, and long-term faithfulness.
10+ Years CFO in Small Businesses with 20+ Employees
I've experienced real life financial situations across every phase of life, from young adults, to families in crisis, to businesses of all shapes. I've had the privilege of helping Christians be faithful, responsible and generous in every phase.
CFP® Exam
CFA Level 1 Exam
Series 65 Exam
The services I'm able to offer go beyond just my passion to adhere to the good promises and commands of God through His word. I've also done my diligence and work to ensure that I am an asset to your stewardship and financial future.
Over $10M Annual Revenue Managed
This isn't new to me, I've been managing revenue and portfolios for my entire career. You can be confident that myself and the team at Openhanded are giving you the best financial advice possible.
Planning for every season.
Openhanded is here to walk with you through every phase of life.
Planning for the joys and unforseen expenses.
Trying to imagine, let alone plan for, every event on the horizon for your family is overwhelming to say the least. We've worked with families at every phase, from newlyweds, to new babies, to empty nesters and everything in between. Openhanded helps families like yours responsibly provide for your family and plan for your bright future.
Expert planning and consulting for your startup or small business venture.
Openhanded helps business owners ask the most important question; "What has God given me this business for? How does He want me to use this for His glory?". This question is close to our founder's heart and a driving force behind our business. We help you steward well, serve others, reinvest in the future and advance His kingdom.
The end of a career is just the beginning of your ministry.
There's no such thing as retirement for the Christian! The end of our careers is the beginning of new and fruitful ministries that the Lord provides with the time he has graciously provided. Openhanded seeks to help retirees plan well for the golden years while giving you paths to generosity and service.
Stewardship starts right now.
Every Christian should ask themselves how they can maximize the impact of the financial blessings the Lord has given them. Openhanded meets individuals at every state where they're at. Whether you're in your first job with 401k questions, started your business, or anything else, Openhanded can help you sort through your financial picture.
FAQs
The Bible talks about money constantly — not because God needs our cash, but because money reflects and directs our hearts. Scripture calls us stewards of what God provides. That means we don’t own any of this. We’re tenant farmers on God’s land. So we should eschew the love of money, reject greed, embrace generosity, provide for our families, and give with open hands. Money is a tool for worship, not a scorecard for success. For further insights, I would definitely suggest signing up for my weekly newsletter , checking out this blog, and reading this book.
Yes — I’m a fee-only fiduciary and a CFP® candidate. That means I’ve completed the education and passed the CFP® exam, and I’m currently finishing the required industry experience to earn the full marks. I don’t sell products, earn commissions, or take kickbacks — my only job is to give you clear, honest, biblically grounded financial guidance.
Yes. I regularly advise clients with multi-million-dollar portfolios, concentrated stock positions, deferred comp plans, and complex stewardship decisions. The size of the account isn’t the point — the calling is to steward it wisely, understanding it’s not your money or mine, it’s God’s. My role is to help you invest with conviction, reduce unnecessary risk, and align your investing with Biblical values.
Ha! Never. Stewardship starts the day God puts resources in your hands — whether that’s your first job, marriage, inheritance, or a large retirement portfolio. The earlier you get clarity around giving, spending, saving, and investing, the more margin and peace you build over time. You don’t need to be “wealthy” to begin; you just need a desire to honor Christ with what He’s entrusted with you.
Still have questions?
We'd love to serve you by answering your questions, reach out anytime.
Better is a handful, with quietness, than two handfuls with labor and striving after wind. -Ecclesiastes 4:6
Take the next step towards openhandedness and financial peace.
